I am 4'11 so not much taller, I have not problem with any of the settings except the length between the seat and the handle bars. I do wish the seat went another 2 or 3 inches forward. But I make it work and love my rides!I'm thinking about getting a Peloton bike and am a female, 4'10" tall. Will I be able to adjust the seat height and handlebars to be able to ride comfortably? Thank you.