I haven't come across anyone selling it for much less than $2k in my area. And you get what you pay for when it comes to indoor cycling bikes. Seen a lot of complaints of cheap materials with the Schwinn.
I haven't been able to find any used bikes up on various marketplaces. Not sure if that's an indication that people are happy with it, or they are just being sold privately through other means. Might see about visiting a local store in my area to have a look in person.
The savings here will really only be seen in the long term. A lot of people who are initially turned off by the high buy in price of the Peloton, arent looking at the platform as a whole. You're getting a bike, dozens of personal trainers and a tracking system to monitor all of your progress.
The studio is a great option for those in smaller apartments, or simply people looking for an alternative to a gym membership. The bikes in those classes are also constantly being adjusted and calibrated.
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